About Us
Helping You Feel Financially Secure
Nibley Financial Services provides comprehensive financial planning—specializing in tax efficiency and tax management—for individuals, successful families, small businesses, and those who have served in the military.
Our integrated financial and tax planning services include ongoing guidance and monitoring, customized to help you maximize your financial potential and enhance your tax returns.

Chris Nibley, Owner
As a Financial Advisor and Tax Advisor, I’m committed to helping clients understand their finances so they can feel financially secure. Beyond saving clients money or solving their challenges, what I enjoy the most is giving them a sense of reassurance about their finances and their taxes.
Finding My Place
Growing up in Provo, UT, gave me a sense of place. But I wanted to experience more, so I joined the Marine Corps right out of high school. My military service helped prepare me for business ownership. It taught me courage and discipline—and it gave me a unique understanding of those who have served in the military, because I’ve been in their boots.
After I returned from service, I earned my Bachelor of Science and Master’s in Accounting, became a Certified Public Accountant (CPA), and then spent some time at a Fortune 500 company in Los Angeles.
While I gained a lot from that experience, it was during a college internship with an individual proprietor when I first recognized the value and importance of personal connection.
As my family grew, we realized we wanted to raise our children in a peaceful and natural place. So, we chose to make our home in Heber, and I decided to launch my own business.
Finding My Purpose
I’ve enjoyed being a CPA. From a tax perspective, providing those services is satisfying—especially when I can help someone put money back in their pocket. But I felt there was an extra level I could offer by providing my clients with financial services.
Also, I often noticed a disconnect working with clients’ Advisors. By functioning as both the Financial Advisor and Tax Advisor, I see a huge opportunity to offer my clients a “two-for-one” package. Anyone with a reasonable amount of money to worry about can benefit by having these services closely integrated.
Finding My Value
When it comes to my investment philosophy, I’ve always found it challenging to know who or what to trust.
My approach is an Evidence-Based philosophy, which is based in academic science with theories supported by Nobel laureates. The focus is passive investing and differentiating based on several different quantifiable factors. It’s powerful, it’s easy to understand, and it’s easy to believe in.
Once I adopted a philosophy I felt good about, I knew I could provide professional financial advising services.
My goal is to form personal connections with individuals, small business owners, and those involved in the military—whether they’re active duty, reserve and guard forces, or veterans.
Finding Peace
Living in Heber City, there’s so much access to nature. When I’m not in the office, you’ll find me hiking and enjoying winter sports with my family.
